Guides, tips, and advice for individuals, families, and self-employed professionals — from a licensed independent advisor.
5 tricks that cost self-employed people money, 5 treats most miss, and a printable checklist to finish before November 1.
Read checklist → Open Enrollment 2027OE runs Nov 1 – Jan 15. The subsidy cliff is back and premiums are up ~15%. Here's how 1099 earners should prep — and when to skip the marketplace entirely.
Read guide → For Independent WorkersAs a 1099 contractor, you're on your own for health coverage — but that doesn't mean you're stuck with expensive options. Here's what you actually need to know.
Read guide → For Realtors & 1099 EarnersCommission income makes subsidies unpredictable. Here's what realtors and other 1099 professionals should actually look for in a plan.
Read guide → Plan ComparisonIf you earn above the subsidy threshold, marketplace plans may be costing you thousands more than necessary. Here's how private PPO plans compare.
Read guide →