Zero deductible national PPO coverage built for real people — not the marketplace. Quick quotes by text, flexible scheduling, real support when it matters.
Serving: AL, AR, CO, DE, FL, GA, IL, IN, KS, KY, LA, MD, MI, MO, MS, MT, NC, NE, NV, OH, OK, SC, TN, TX, UT, VA, WI, WV & WY
We help healthy people access stronger coverage without the high prices and limitations of marketplace plans. No confusion. No long hold times. Just friendly, expert guidance.
We help you compare plans that deliver real value — whether you're an individual, a family, or running your own business.
See any doctor or specialist at any hospital in the country — no referrals needed, no network restrictions.
Cash paid directly to you if you're diagnosed with a serious illness. Use it however you need — bills, rent, groceries.
Start using your benefits immediately — no waiting until you've spent thousands first. Your coverage works from day one.
Accidents covered at just $250 out-of-pocket. Whether it's a broken arm or an ER visit, you're protected without a massive bill.
A hard cap on what you'll ever pay in a year. Once you hit $3,000, your plan covers 100% — giving you real financial protection.
See a licensed doctor anytime via phone or video, at no extra cost. Perfect for busy families and frequent travelers.
Whether you're on your own, covering a family, self-employed, or running a crew — we have options built for you.
Strong benefits without bulky marketplace pricing. Zero deductible included. Perfect for single adults who want real coverage.
Get a Quote →Coverage built for active households. Accidents covered at $250 out-of-pocket. Your whole family protected, simply.
Get a Quote →Ideal for 1099 pros, realtors, truck drivers, and travel nurses. May qualify as a 100% tax-deductible business expense.
Potential full tax deduction
Get a Quote →Flexible options for growing teams. Simple, affordable group coverage that doesn't crush your payroll.
Get a Quote →Hear from individuals, families, and business owners who switched to Claich Health.
Coverage that protects my crew without crushing payroll. I was spending way too much on group insurance before switching — Claich Health found us a better plan at a fraction of the cost.
Fast answers, simple plan explanation. Claich Health is the real deal. I texted my ages and zip code and had options in my inbox within the hour. Couldn't have been easier.
Find your state below and get a page built specifically for your coverage area, with local FAQs, city-specific info, and your best plan options.
Here are the answers people ask us most.
It means you pay nothing before your insurance kicks in. With traditional plans you might spend $3,000–$7,000 before seeing a dime of coverage. With our plans, your benefits work from the very first visit.
Marketplace plans are often expensive, have high deductibles, and limit your doctor network. Our plans are designed for healthier individuals who want stronger benefits at a more competitive price point.
Absolutely. Our national PPO plans work anywhere in the country — perfect for truck drivers, travel nurses, realtors, and anyone who isn't tied to one location.
It's simple. Text the ages of everyone who needs coverage plus your home zip code to 224-384-7345. We'll run the numbers and show you your best options — usually within hours.
In many cases, yes. Self-employed individuals may be able to deduct 100% of their health insurance premiums as a business expense. We'll walk you through how it applies to your situation.
We're licensed and serving clients across 30+ states including IL, FL, GA, TX, OH, CO, IN, NC, TN, VA, and many more. Text us with your zip code to confirm availability in your area.
No pressure, no hard sells — just honest guidance to find the coverage that fits your life and budget.
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